Venmo is available only in the US.
Google Pay is a trademark of Google LLC.
Apple Pay is a registered trademark of Apple Inc.
* Pay Later is available in US, UK, DE, FR, IT, ES, AU. Product availability subject to local requirements. Merchant and consumer eligibility varies depending on status. Credit checks, fees and other requirements apply and vary depending on product and jurisdiction. See product-specific terms for details.
1. Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions
2. PayPal is the most popular BNPL provider with 43% of BNPL users naming PayPal as their preferred provider. J.P. Morgan Research, "Buy Now Pay Later (BNPL) Report", October 2022.
3. About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee.
Pay Monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99-35.99% vary based on the customer’s creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457):
RI Loan Broker Licensee. VT Loan Solicitation Licensee.
4. Based on PayPal internal data from Jan 2022- Dec 2022.
5. Globally, Pay Later AOVs are 35%+ higher than standard PayPal AOVs for SMBs. Internal Data Analysis of 68,374 SMB across integrated partners and non integrated partners, November 2022. Data inclusive of PayPal Pay Later product use across 7 markets.
6. There are 90 million Venmo active accounts in the United States. PayPal Internal Data – 2022.
7. Based on PayPal internal data from 1st Jan 2022 - 31st Dec 2022.
8. In July 2022, PayPal was recognized as the #1 most downloaded finance and banking app globally. **Apptopia, Top 10 Finance & Banking apps, H1 2022. July 13, 2022.
9. CR (Consumer Reports), "Buy Now, Pay Later Apps Are Popular, but Are They Safe?" Consumer Reports , May 25, 2023.
10. Availability may vary depending on merchant's integration method and geographic location.
11. Available for eligible transactions.
Limits apply.
12. Available on eligible purchases.
13. Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.
14. Our
standard rate pricing listed herein is for US transactions only in USD and is effective starting on August 2, 2021.
MRF-90295